/* =============================================
   eMoneyManage — Main Stylesheet
   ============================================= */

*{margin:0;padding:0;box-sizing:border-box}
:root{
  --navy:#0a1628;
  --navy2:#132040;
  --gold:#c9a84c;
  --gold2:#e8c96a;
  --cream:#f9f6f0;
  --white:#ffffff;
  --text:#1a2030;
  --muted:#5a6170;
  --border:#e2ddd5;
  --green:#1a7a4a;
  --font-serif:'Playfair Display',serif;
  --font-sans:'DM Sans',sans-serif;
}
html{scroll-behavior:smooth}
body{font-family:var(--font-sans);color:var(--text);background:var(--white);font-size:16px;line-height:1.6}
a{text-decoration:none;color:inherit}
img{max-width:100%}

/* ===== NAVIGATION ===== */
nav{
  position:sticky;top:0;z-index:100;
  background:rgba(10,22,40,0.97);
  backdrop-filter:blur(10px);
  border-bottom:1px solid rgba(201,168,76,0.25);
}
.nav-inner{
  max-width:1100px;margin:0 auto;padding:0 24px;
  display:flex;align-items:center;justify-content:space-between;height:64px;
}
.logo{font-family:var(--font-serif);font-size:22px;color:var(--gold);font-weight:700;letter-spacing:-0.5px}
.logo span{color:white;font-weight:400}
.nav-links{display:flex;gap:32px;list-style:none}
.nav-links a{font-size:14px;font-weight:500;color:rgba(255,255,255,0.8);transition:color 0.2s;letter-spacing:0.3px}
.nav-links a:hover,.nav-links a.current-menu-item{color:var(--gold)}
.nav-cta{
  background:var(--gold);color:var(--navy);
  font-size:13px;font-weight:600;padding:8px 18px;border-radius:6px;
  letter-spacing:0.4px;transition:background 0.2s;
}
.nav-cta:hover{background:var(--gold2)}

/* ===== HAMBURGER (mobile) ===== */
.nav-toggle{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:4px}
.nav-toggle span{display:block;width:22px;height:2px;background:var(--gold);border-radius:2px;transition:all 0.3s}
.nav-toggle.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle.open span:nth-child(2){opacity:0}
.nav-toggle.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.mobile-menu{
  display:none;background:rgba(10,22,40,0.98);
  padding:20px 24px;border-top:1px solid rgba(201,168,76,0.2);
}
.mobile-menu ul{list-style:none;display:flex;flex-direction:column;gap:14px}
.mobile-menu a{font-size:15px;color:rgba(255,255,255,0.8);font-weight:500}
.mobile-menu a:hover{color:var(--gold)}

/* ===== TICKER ===== */
.ticker-bar{
  background:var(--navy2);
  border-top:1px solid rgba(201,168,76,0.2);
  border-bottom:1px solid rgba(201,168,76,0.2);
  padding:10px 0;overflow:hidden;white-space:nowrap;
}
.ticker-track{display:inline-block;animation:ticker 30s linear infinite}
@keyframes ticker{0%{transform:translateX(0)}100%{transform:translateX(-50%)}}
.ticker-item{
  display:inline-flex;align-items:center;gap:8px;
  margin:0 32px;font-size:13px;font-weight:500;
  color:rgba(255,255,255,0.85);
}
.ticker-item.up .chg{color:#4ade80}
.ticker-item.down .chg{color:#f87171}
.ticker-name{color:var(--gold)}

/* ===== HERO ===== */
.hero{
  background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 60%,#1a2d50 100%);
  min-height:88vh;display:flex;align-items:center;
  position:relative;overflow:hidden;
}
.hero::before{
  content:'';position:absolute;inset:0;
  background:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23c9a84c' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.hero-inner{
  max-width:1100px;margin:0 auto;padding:80px 24px;
  display:grid;grid-template-columns:1fr 420px;gap:60px;
  align-items:center;width:100%;
}
.hero-badge{
  display:inline-flex;align-items:center;gap:8px;
  background:rgba(201,168,76,0.15);border:1px solid rgba(201,168,76,0.3);
  color:var(--gold);font-size:12px;font-weight:600;
  padding:6px 14px;border-radius:20px;
  letter-spacing:0.8px;text-transform:uppercase;margin-bottom:24px;
}
.hero-badge::before{content:'●';font-size:8px;color:var(--gold2);animation:pulse 2s infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:0.4}}
h1{
  font-family:var(--font-serif);font-size:52px;font-weight:700;
  line-height:1.15;color:white;margin-bottom:20px;
}
h1 em{color:var(--gold);font-style:normal;display:block}
.hero-sub{
  font-size:17px;color:rgba(255,255,255,0.7);
  line-height:1.7;margin-bottom:36px;max-width:480px;
}
.hero-btns{display:flex;gap:14px;flex-wrap:wrap}
.btn-primary{
  background:var(--gold);color:var(--navy);
  font-weight:600;font-size:15px;padding:14px 28px;
  border-radius:8px;transition:all 0.2s;
  display:inline-block;letter-spacing:0.3px;
}
.btn-primary:hover{background:var(--gold2);transform:translateY(-1px)}
.btn-outline{
  border:1.5px solid rgba(255,255,255,0.3);color:white;
  font-weight:500;font-size:15px;padding:13px 28px;
  border-radius:8px;transition:all 0.2s;display:inline-block;
}
.btn-outline:hover{border-color:var(--gold);color:var(--gold)}
.hero-stats{
  display:flex;gap:24px;margin-top:40px;
  padding-top:32px;border-top:1px solid rgba(255,255,255,0.1);
}
.stat{text-align:left}
.stat-num{font-family:var(--font-serif);font-size:28px;font-weight:700;color:var(--gold)}
.stat-label{font-size:12px;color:rgba(255,255,255,0.5);letter-spacing:0.5px;margin-top:2px}

/* Cert Card */
.cert-card{
  background:rgba(255,255,255,0.06);border:1px solid rgba(201,168,76,0.2);
  border-radius:16px;padding:28px;backdrop-filter:blur(8px);
}
.cert-card h3{font-family:var(--font-serif);color:white;font-size:18px;margin-bottom:20px}
.cert-item{display:flex;align-items:flex-start;gap:12px;margin-bottom:14px}
.cert-dot{width:8px;height:8px;border-radius:50%;background:var(--gold);flex-shrink:0;margin-top:6px}
.cert-text{font-size:13px;color:rgba(255,255,255,0.75);line-height:1.5}
.cert-text strong{color:white;display:block;font-size:12px;text-transform:uppercase;letter-spacing:0.6px;margin-bottom:2px}
.founder-tag{
  display:flex;align-items:center;gap:10px;
  margin-top:20px;padding-top:20px;
  border-top:1px solid rgba(255,255,255,0.1);
}
.founder-avatar{
  width:40px;height:40px;border-radius:50%;background:var(--gold);
  display:flex;align-items:center;justify-content:center;
  font-weight:700;font-size:14px;color:var(--navy);flex-shrink:0;
}
.founder-info{font-size:13px;color:rgba(255,255,255,0.8)}
.founder-info span{color:var(--gold);display:block;font-size:11px;letter-spacing:0.5px;margin-top:1px}

/* ===== GENERAL SECTIONS ===== */
section{padding:80px 24px}
.section-inner{max-width:1100px;margin:0 auto}
.section-tag{font-size:12px;font-weight:600;color:var(--gold);letter-spacing:1.5px;text-transform:uppercase;margin-bottom:12px}
.section-title{font-family:var(--font-serif);font-size:38px;font-weight:700;line-height:1.2;color:var(--navy);margin-bottom:16px}
.section-sub{font-size:16px;color:var(--muted);max-width:560px;line-height:1.7}

/* ===== ABOUT ===== */
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;margin-top:48px}
.about-img-bg{
  background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 100%);
  border-radius:16px;padding:36px;color:white;
}
.about-img-bg h3{font-family:var(--font-serif);font-size:22px;color:var(--gold);margin-bottom:20px}
.exp-list{list-style:none}
.exp-list li{
  display:flex;gap:12px;margin-bottom:14px;
  font-size:14px;color:rgba(255,255,255,0.8);line-height:1.5;
}
.exp-list li::before{content:'→';color:var(--gold);font-weight:700;flex-shrink:0;margin-top:1px}
.about-text p{font-size:16px;color:var(--muted);line-height:1.75;margin-bottom:18px}
.about-text strong{color:var(--text)}
.highlight-box{
  background:var(--cream);border-left:4px solid var(--gold);
  padding:16px 20px;border-radius:0 8px 8px 0;margin-top:8px;
}
.highlight-box p{font-size:14px;color:var(--text);margin:0;font-style:italic;line-height:1.7}

/* ===== CATEGORIES ===== */
.categories-bg{background:var(--cream)}
.cat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:48px}
.cat-card{
  background:white;border:1px solid var(--border);border-radius:12px;
  padding:28px;transition:all 0.25s;cursor:pointer;
}
.cat-card:hover{border-color:var(--gold);transform:translateY(-3px);box-shadow:0 8px 24px rgba(201,168,76,0.12)}
.cat-icon{
  width:48px;height:48px;border-radius:10px;background:var(--navy);
  display:flex;align-items:center;justify-content:center;
  margin-bottom:18px;font-size:22px;
}
.cat-card h3{font-family:var(--font-serif);font-size:18px;color:var(--navy);margin-bottom:8px}
.cat-card p{font-size:13px;color:var(--muted);line-height:1.6}
.cat-count{
  display:inline-block;background:var(--cream);color:var(--muted);
  font-size:11px;font-weight:600;padding:3px 10px;border-radius:20px;
  margin-top:14px;letter-spacing:0.4px;
}

/* ===== BLOG ===== */
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:48px}
.blog-card{
  background:white;border:1px solid var(--border);border-radius:12px;
  overflow:hidden;transition:all 0.25s;
}
.blog-card:hover{border-color:var(--gold);box-shadow:0 6px 20px rgba(0,0,0,0.08)}
.blog-img{
  height:160px;display:flex;align-items:center;
  justify-content:center;font-size:36px;
  overflow:hidden;position:relative;
}
.blog-img img{width:100%;height:100%;object-fit:cover;position:absolute;inset:0}
.blog-img.c1{background:linear-gradient(135deg,#0a1628,#1a3060)}
.blog-img.c2{background:linear-gradient(135deg,#1a3a1a,#1a5c2a)}
.blog-img.c3{background:linear-gradient(135deg,#2a1a0a,#5c3a1a)}
.blog-img.c4{background:linear-gradient(135deg,#1a0a2a,#3a1a5c)}
.blog-img.c5{background:linear-gradient(135deg,#0a2a1a,#1a5c3a)}
.blog-body{padding:20px}
.blog-tag{font-size:11px;font-weight:600;color:var(--gold);text-transform:uppercase;letter-spacing:0.8px;margin-bottom:8px}
.blog-body h3{font-family:var(--font-serif);font-size:17px;color:var(--navy);line-height:1.4;margin-bottom:10px}
.blog-body h3 a{color:var(--navy);transition:color 0.2s}
.blog-body h3 a:hover{color:var(--gold)}
.blog-body p{font-size:13px;color:var(--muted);line-height:1.6;margin-bottom:14px}
.blog-meta{display:flex;justify-content:space-between;align-items:center;font-size:12px;color:var(--muted)}
.read-more{color:var(--gold);font-weight:600;font-size:13px}
.read-more:hover{color:var(--gold2)}
.blog-center{text-align:center;margin-top:40px}

/* ===== SINGLE POST ===== */
.single-post-wrap{max-width:800px;margin:60px auto;padding:0 24px}
.post-header{margin-bottom:40px}
.post-category-tag{font-size:12px;font-weight:600;color:var(--gold);letter-spacing:1.2px;text-transform:uppercase;margin-bottom:12px;display:block}
.post-header h1{font-family:var(--font-serif);font-size:42px;font-weight:700;color:var(--navy);line-height:1.2;margin-bottom:16px}
.post-meta-bar{display:flex;gap:20px;align-items:center;font-size:13px;color:var(--muted);padding-bottom:24px;border-bottom:1px solid var(--border)}
.post-meta-bar .author{font-weight:600;color:var(--text)}
.post-featured-img{border-radius:12px;overflow:hidden;margin-bottom:40px;height:400px}
.post-featured-img img{width:100%;height:100%;object-fit:cover}
.post-content{font-size:17px;line-height:1.8;color:var(--text)}
.post-content h2{font-family:var(--font-serif);font-size:28px;color:var(--navy);margin:40px 0 16px}
.post-content h3{font-family:var(--font-serif);font-size:22px;color:var(--navy);margin:32px 0 12px}
.post-content p{margin-bottom:20px}
.post-content ul,.post-content ol{padding-left:24px;margin-bottom:20px}
.post-content li{margin-bottom:8px}
.post-content blockquote{
  border-left:4px solid var(--gold);background:var(--cream);
  padding:16px 24px;margin:28px 0;border-radius:0 8px 8px 0;
  font-style:italic;color:var(--text);
}
.post-content img{border-radius:8px;margin:24px 0;width:100%}
.post-content a{color:var(--gold);text-decoration:underline}
.post-tags{margin-top:40px;padding-top:24px;border-top:1px solid var(--border)}
.post-tags span{font-size:12px;font-weight:600;color:var(--muted);text-transform:uppercase;letter-spacing:0.8px;margin-right:8px}
.post-tags a{
  display:inline-block;background:var(--cream);color:var(--muted);
  font-size:12px;padding:4px 12px;border-radius:20px;margin:4px 4px 4px 0;
  border:1px solid var(--border);transition:all 0.2s;
}
.post-tags a:hover{background:var(--gold);color:var(--navy);border-color:var(--gold)}
.back-to-blog{
  display:inline-flex;align-items:center;gap:6px;
  color:var(--gold);font-weight:600;font-size:14px;margin-bottom:32px;
  transition:gap 0.2s;
}
.back-to-blog:hover{gap:10px}

/* Related posts */
.related-posts{background:var(--cream);padding:60px 24px;margin-top:60px}
.related-posts .section-inner{max-width:1100px;margin:0 auto}
.related-posts h3{font-family:var(--font-serif);font-size:28px;color:var(--navy);margin-bottom:32px}

/* ===== BLOG ARCHIVE ===== */
.archive-header{background:var(--navy);padding:60px 24px;text-align:center}
.archive-header h1{font-family:var(--font-serif);font-size:42px;color:white;margin-bottom:12px}
.archive-header p{font-size:16px;color:rgba(255,255,255,0.65)}
.archive-header .section-tag{color:var(--gold)}
.archive-wrap{max-width:1100px;margin:0 auto;padding:60px 24px}
.archive-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}

/* Pagination */
.pagination{display:flex;justify-content:center;gap:8px;margin-top:60px}
.pagination a,.pagination span{
  display:inline-flex;align-items:center;justify-content:center;
  width:40px;height:40px;border-radius:8px;font-size:14px;font-weight:600;
  border:1px solid var(--border);color:var(--muted);transition:all 0.2s;
}
.pagination a:hover,.pagination .current{background:var(--gold);color:var(--navy);border-color:var(--gold)}

/* ===== SUBSCRIBE ===== */
.subscribe-section{background:var(--navy);position:relative;overflow:hidden;padding:80px 24px}
.subscribe-section::before{
  content:'';position:absolute;top:-50%;right:-10%;
  width:500px;height:500px;border-radius:50%;
  background:rgba(201,168,76,0.05);pointer-events:none;
}
.subscribe-inner{max-width:640px;margin:0 auto;text-align:center;position:relative;z-index:1}
.subscribe-inner .section-title{color:white}
.subscribe-inner .section-sub{color:rgba(255,255,255,0.65);margin:0 auto 36px}
.sub-form{display:flex;gap:12px;max-width:480px;margin:0 auto}
.sub-form input[type=email]{
  flex:1;background:rgba(255,255,255,0.1);
  border:1.5px solid rgba(255,255,255,0.2);border-radius:8px;
  padding:13px 18px;font-size:15px;color:white;
  font-family:var(--font-sans);outline:none;transition:border 0.2s;
}
.sub-form input[type=email]::placeholder{color:rgba(255,255,255,0.4)}
.sub-form input[type=email]:focus{border-color:var(--gold)}
.sub-form button{
  background:var(--gold);color:var(--navy);font-weight:600;
  font-size:15px;padding:13px 24px;border-radius:8px;
  border:none;cursor:pointer;font-family:var(--font-sans);
  transition:background 0.2s;white-space:nowrap;
}
.sub-form button:hover{background:var(--gold2)}
.sub-note{font-size:12px;color:rgba(255,255,255,0.4);margin-top:14px}
.sub-success{
  display:none;background:rgba(74,222,128,0.15);
  border:1px solid rgba(74,222,128,0.3);color:#4ade80;
  padding:14px 24px;border-radius:8px;font-size:14px;margin-top:16px;
}

/* ===== DISCLAIMER ===== */
.disclaimer-section{background:var(--cream)}
.disclaimer-box{
  background:white;border:1px solid var(--border);
  border-radius:12px;padding:40px;position:relative;
}
.disclaimer-box::before{content:'⚠';position:absolute;top:28px;right:28px;font-size:32px;opacity:0.12}
.disclaimer-box h3{font-family:var(--font-serif);font-size:22px;color:var(--navy);margin-bottom:20px}
.disclaimer-box p{font-size:14px;color:var(--muted);line-height:1.8;margin-bottom:16px}
.disclaimer-box p:last-child{margin-bottom:0}

/* ===== FOOTER ===== */
footer{background:var(--navy);color:rgba(255,255,255,0.7);padding:56px 24px 28px}
.footer-inner{max-width:1100px;margin:0 auto}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:48px;margin-bottom:48px}
.footer-brand .logo{display:block;margin-bottom:16px;font-size:20px}
.footer-brand p{font-size:13px;line-height:1.75;color:rgba(255,255,255,0.55);max-width:280px}
.footer-col h4{
  font-size:12px;font-weight:600;text-transform:uppercase;
  letter-spacing:1.2px;color:var(--gold);margin-bottom:18px;
}
.footer-col ul{list-style:none}
.footer-col li{margin-bottom:12px}
.footer-col a{font-size:13px;color:rgba(255,255,255,0.6);transition:color 0.2s}
.footer-col a:hover{color:var(--gold)}
.footer-bottom{
  border-top:1px solid rgba(255,255,255,0.08);
  padding-top:24px;display:flex;justify-content:space-between;
  font-size:12px;color:rgba(255,255,255,0.35);flex-wrap:wrap;gap:8px;
}

/* ===== TOAST ===== */
#emm-toast{
  position:fixed;bottom:32px;left:50%;transform:translateX(-50%) translateY(20px);
  background:#0a1628;color:#e8c96a;padding:14px 24px;border-radius:8px;
  font-size:14px;font-weight:500;z-index:9999;opacity:0;
  transition:all 0.3s ease;border:1px solid rgba(201,168,76,0.3);
  box-shadow:0 4px 20px rgba(0,0,0,0.3);white-space:nowrap;
  font-family:'DM Sans',sans-serif;pointer-events:none;
}
#emm-toast.show{opacity:1;transform:translateX(-50%) translateY(0)}

/* ===== RESPONSIVE ===== */
@media(max-width:900px){
  .hero-inner{grid-template-columns:1fr;gap:36px}
  .cert-card{display:none}
  h1{font-size:38px}
  .about-grid{grid-template-columns:1fr}
  .cat-grid{grid-template-columns:repeat(2,1fr)}
  .blog-grid,.archive-grid{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .post-header h1{font-size:32px}
}
@media(max-width:600px){
  h1{font-size:30px}
  .section-title{font-size:28px}
  .cat-grid{grid-template-columns:1fr}
  .blog-grid,.archive-grid{grid-template-columns:1fr}
  .sub-form{flex-direction:column}
  .hero-stats{gap:16px}
  .nav-links,.nav-cta{display:none}
  .nav-toggle{display:flex}
  .footer-grid{grid-template-columns:1fr}
  .post-header h1{font-size:26px}
  .post-featured-img{height:240px}
}